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Application Form

Note: By submitting this form, you agree to be contacted by an Express Capital representative for the purpose of providing further information on financing options.

Express Capital

Express Capital provides information and assistance on financing options for individuals and businesses in Malaysia.
We help customers understand the financing process in a simple and transparent way so that customers can make financial decisions with more confidence.

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Our Services

Personal Loan

Personal Loan

Financing to help individuals manage personal financial needs.

Business Loan

Business Loan

Financing to support business operations and development.

Mortgage

Mortgage

Short-term financing options using valuable items as collateral.

Basic Loan Eligibility Requirements

Malaysian citizen
Age between 21 to 60 years old
Minimum monthly income of RM5,000

Important Notice: Applicants with a monthly income below RM5,000 are not eligible to apply for this loan.

Easy and fast process to apply for your financing

Application Process

  • Step 1

    Fill out the application form.

  • Step 2

    Our team is reviewing the qualifications.

  • Step 3

    If eligible, applicants will be contacted for further information

Prepare the following documents to speed up your application process.

Required Documents

Identification Card

Proof of income

Bank statement

Business documents

Interest Rate & Calculation Example (APR)

Annual Percentage Rate (APR): Flexible payment terms are available with an annual interest rate of 18%.

APR
% 0
Borrow
RM 0 K
Monthly installments
RM 0
Total Interest
RM 0

Benefit Scenario:

  • Borrow RM10,000 with a repayment period of 12 months.
  • Total interest payable: RM1,800.
  • Monthly installment: RM983.33.

Period:

Minimum payment term : 3 months
Maximum repayment period : 36 months

Duration:

Minimum repayment period: 1 year
Maximum repayment period: 9 years

Frequently Asked Questions (FAQ)

Applications are usually processed within a short period of time after documents are received.

No. Most loans are unsecured.

Yes, applications can be made easily online.

Why Choose Express Capital

  • Clear financing information

  • Easy-to-understand application process

  • Professional and transparent approach

  • Responsive customer support